If you rent a home, apartment or other type of dwelling, acquiring renters insurance can help you financially protect yourself from unforeseen accidents. Selecting the right policy can be complex, which is why the agents at Merritt Hall Insurance can help you learn more about your coverage options. 

What Is Renters Insurance? 
Renters insurance is an agreement between you and your insurer in which you pay an insurance premium in exchange for financial protection against unforeseen accidents. Common incidents covered by renters insurance policies include lost or damaged jewelry and furniture. 

What Does Renters Insurance Cover? 
Standard renters insurance policies may include the following coverages: 

• Possessions coverage
• Liability coverage 
• Additional living expense coverage 

Depending on your situation, you may need to purchase additional coverage options such as the following:   

• Scheduled items riders 
• Umbrella liability insurance 
• Flood insurance 
• Earthquake and windstorm endorsements  

Speak to one of the agents at Merritt Hall Insurance today to learn more about policy options. 

Contact Our Agency 
If you are a tenant near Indianapolis, Indiana, the agents at Merritt Hall Insurance can assist you in learning more about renters insurance policies so you can decide on the right coverage for the place you’re renting. 

For more information, contact our agency today at 800-677-9180 to request a quote.